Investing in US Stocks From India
How Indian residents can invest in US stocks: direct investing under remittance rules, Indian funds that invest abroad, currency effects, costs and tax reporting.
TheFinBaba Blog
Guides on Algo Trading, Python & Stock Market
Practical, expert-written guides on algorithmic trading with Python, Demat accounts, F&O strategies, taxation, and everything else Indian traders care about.
All Posts
Stock Market Basics (61)
F&O (58)
Algo Trading (28)
Demat (23)
Mutual Funds (9)
Fees (6)
Basics (5)
How-To (4)
Beginners (3)
SIP (3)
2026 Picks (2)
Open Account (1)
Quick (1)
Review (1)
Zerodha (1)
Intraday (1)
Trading (1)
Students (1)
Kids (1)
NRI (1)
Apps (1)
IPO (1)
Senior Citizens (1)
Women (1)
Retail (1)
Tax (1)
2026 (1)
Comparison (1)
KYC (1)
Selection (1)
Checklist (1)
Strategy (1)
Share Buybacks in India: How to Take Part
How share buybacks work in India, tender offer versus open market, record dates and acceptance ratios, the small shareholder category, and how to tender shares.
How to Analyse Bank Stocks
Why ordinary ratios mislead for banks, and the measures that matter instead: net interest margin, CASA, asset quality, provisions, capital adequacy and valuation.
Debt Mutual Funds Explained
How debt mutual funds work, the two risks that matter - interest rate duration and credit quality - the main categories, and how to choose one for a purpose.
How to Read Candlestick Charts
How to read a candlestick chart: open, high, low and close, what body and wicks show, timeframes, common patterns, and why patterns describe rather than predict.
Credit Score in India: What It Is and How to Improve It
What a credit score is, how the 300 to 900 range is read, the factors that move it, how to check your report and fix errors, and habits that keep it healthy.
REITs and InvITs in India: How They Work
How REITs and InvITs work in India, what their distributions are made of, how they differ from buying property, the risks, and where they fit in a portfolio.
Systematic Withdrawal Plan: Income From Mutual Funds
How a systematic withdrawal plan works, how it differs from dividend payouts, how to choose a sustainable withdrawal amount, and how SWP fits a retirement plan.
Post Office Savings Schemes: What Each One Is For
A plain guide to post office savings schemes: RD, time deposits, MIS, senior citizens' scheme, NSC, KVP, PPF and Sukanya Samriddhi, and where they fit beside equity.
How Much Money Do You Need to Retire?
How to estimate how much you need to retire: start from real expenses, project inflation, plan for a long life, turn it into a corpus, and close the gap.
ELSS Tax-Saving Funds: How They Work and When They Fit
What ELSS funds are, whether they still matter under the new tax regime, how they compare with other tax-saving options, and how to invest without the March rush.
How Many Stocks Should You Own?
How many stocks you need to diversify away company risk, why sectors matter as much as count, the cost of over-diversifying, and a sensible structure for beginners.
Home Insurance: What It Covers and How to Choose It
What home insurance covers, building versus contents, how to choose the sum insured, common exclusions, and how to make a claim go smoothly after damage.
Saving for Children's Education: A Practical Plan
How to estimate the real cost of children's education, invest by time to the goal, plan for study abroad, combine loans and savings, and keep retirement safe.
Investing in Your 40s: Starting Late Without Panicking
Starting to invest in your 40s? Why it is not too late, what changes compared with starting young, a practical order of steps, and the catch-up mistakes to avoid.
Financial Planning for Couples: One Plan for Two Incomes
Financial planning for couples with two incomes: the one-income test, emergency fund and insurance for two earners, ownership and clubbing, and a shared routine.
Term Insurance: How Much Cover You Need and What to Check
What term insurance does, how to work out how much cover you need, how long the term should be, what to disclose, and the choices that matter when buying.
Should You Prepay Your Home Loan or Invest?
Should you prepay your home loan or invest the surplus? The real comparison, what tilts it each way, what to check first, and why splitting is often sensible.
Nomination for Demat Accounts and Mutual Funds
How nomination works on demat accounts, mutual funds, bank accounts and insurance, why a nominee is not automatically an heir, and when to update it.
What to Do With Your Money When Changing Jobs
PF transfer, the health insurance gap, tax from two employers in one year, unvested stock and the raise. A money checklist for changing jobs in India.
Dabba Trading: What It Is and How to Spot It
How dabba trading works, why it is illegal, why it appeals anyway, and the four checks that prove your orders are actually reaching the stock exchange.
Penny Stocks: Why Cheap Is Not the Same as Undervalued
Why a low share price says nothing about value, how thin trading makes penny stocks easy to move, and the pattern behind most messages recommending them.
Chit Funds vs Investing: What a Chit Really Is
How a chit fund works, why early takers borrow and late takers save, the difference registration makes, and where a chit fits beside real investments.
How to Invest in Gold in India
Four ways to invest in gold in India and what each one costs. Why jewellery is a poor holding, how gold ETFs and funds differ, and the catch with gold bonds.
Investing With an Irregular Income
Freelancers, business owners and anybody paid by the job. Why fixed-date advice fails, what replaces it, and how to size a cushion when income varies.
Where to Park Short-Term Money
Money needed within three years does not belong in equity — but where should it go? Savings, sweep deposits and FDs, ranked by how fast you can reach them.
Claiming Old and Unclaimed Shares
Old certificates, dividends never encashed, holdings of somebody who has died. How each is traced and claimed, and where shares go if nobody claims them.
How to Read a Shareholding Pattern
Who owns a company, how much of it is pledged, and what changed last quarter. The disclosure that takes two minutes and answers questions the financials cannot.
ESOP and RSU Taxation in India
Employee stock is taxed twice - once as salary, once as a capital gain. When each happens, what the cost base is, and the disclosure foreign shares need.
Investing for Family Members in India
Whose name the investment is in decides who owns it and whose income it is. Clubbing rules, accounts for minors, and the authorisations worth never signing.
Insider Trading Rules in India
You do not need to be a director to be caught by these rules. What counts as price-sensitive information, who is an insider, and a test to apply first.
NPS Explained
NPS explained in plain terms - what it invests in, how the allocation works, what happens at exit, and why the balance and the monthly income are different numbers.
Rights Issue in India
A company you own is asking existing shareholders for more money. What each of the three responses does to your stake, and why doing nothing is the worst of them.
How to Review Your Holdings
What to check monthly, quarterly and once a year - and the far more important question of when the correct action is to do nothing at all.
How to Read Quarterly Results
What to look at in a results announcement, why the year-on-year comparison beats the sequential one, and how to tell a one-off from a trend.
How to Choose a Mutual Fund
Direct versus regular plans, what the expense ratio actually costs over decades, and why past returns are the least reliable thing on the factsheet.
Capital Gains Tax on Shares in India
The mechanics that do not change with each Budget: holding periods, how a gain is computed, set-off and carry-forward of losses, and where rates must be checked.
What Is a Demat Account?
Demat and trading accounts are held by different parties. Where your shares really sit, what a broker can and cannot do, and what happens if one shuts down.
Delisting of Shares in India
Voluntary and compulsory delisting work very differently for a shareholder: how the exit price is set, what happens if you miss it, and why suspension is a trap.
How to Read an Annual Report
The financial statements have three articles of their own. This one covers the rest of the document - the auditor, the notes, related parties, and a reading order.
Large Cap, Mid Cap and Small Cap Explained
The categories are defined by rank rather than by size, which has consequences most people never notice - and the label is really a statement about liquidity.
Circuit Limits, ASM and GSM
Price bands, what a locked circuit actually means for an exit, and how the surveillance framework changes the rules on a stock without the company doing anything.
How to Verify a SEBI Registration
What each category of registration permits, how to check a number against the public register, and where advice ends and distribution begins.
IPO Investing in India
How the retail allotment lottery works, why oversubscription cuts both ways, what listing gains compensate for, and the questions the prospectus answers.
What a Trade Actually Costs in India
Brokerage is the smallest line for most retail investors. Here is the full stack of stock market charges, which ones scale with size, and where the real cost hides.
Inflation and Real Returns
A nine percent return during seven percent inflation is a two percent return. How to compute what you actually earned, and why tax widens the gap.
What the Nifty and the Sensex Actually Measure
How an index is built, why a handful of companies move it, and the price-versus-total-return distinction that changes what you compare against.
How Big an Emergency Fund Do You Actually Need?
Six months of expenses is a placeholder, not an answer. What genuinely decides the size, where the money should sit, and the two holes most people leave wide open.
Asset Allocation for Beginners in India
Most Indian households already have an allocation - property and gold decided it years ago. Here is how to see the one you have before choosing the one you want.
Financial Ratios for Stock Analysis
The financial ratios worth using, what each one is actually asking, and the specific situations where a good-looking ratio is telling you the wrong thing.
Dividend Investing in India
Dividend investing in India: why yield is not return, what the shift to taxation in your own hands changed, and the traps in a high-yield screen.
ETF vs Index Fund
ETF vs index fund in India: they track the same thing but behave differently. Impact cost, tracking error, iNAV, demat requirement and which suits which investor.
SIP vs Lumpsum
SIP vs lumpsum in India: what the arithmetic says, what the behaviour says, and why the honest answer depends on where the money is coming from.
Index Funds vs Stocks
Index funds vs individual stocks in India: what the evidence says, what picking stocks actually requires, and why most people should hold index funds anyway.
Corporate Actions Explained
Corporate actions explained for Indian investors: what a split, bonus, dividend, rights issue and buyback actually do to your holding, your tax and your backtest.
How to Read a Cash Flow Statement
How to read a cash flow statement: the three sections, why operating cash flow matters most, and the warning signs that a profitable company is not generating cash.
How to Read a Balance Sheet
How to read a balance sheet before buying a share: what the three sections mean, the numbers that matter, and the India-specific items most guides leave out.
Trading Journal
A trading journal that survives past three weeks: what to record, why the reason field matters most, how to review it, and what your broker already logs for you.
How to Learn the Stock Market From Scratch
How to learn the stock market from scratch - the order that actually works, what to skip early, how long each stage takes, and the mistakes that cost beginners most.
Order Types in the Stock Market, Explained
Order types in the stock market explained for Indian traders - market vs limit, SL vs SL-M, bracket, cover, AMO and GTT, and which one to use when.
What Are Outstanding Shares? A Simple Guide with a Pizza Company Example
What are outstanding shares, explained with a pizza company example - how they change on an IPO, new issue and buyback, and why market cap depends on them.