ELSS Tax-Saving Funds: How They Work and When They Fit
What ELSS funds are, whether they still matter under the new tax regime, how they compare with other tax-saving options, and how to invest without the March rush.
TheFinBaba Blog
Guides on Algo Trading, Python & Stock Market
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How Many Stocks Should You Own?
How many stocks you need to diversify away company risk, why sectors matter as much as count, the cost of over-diversifying, and a sensible structure for beginners.
Home Insurance: What It Covers and How to Choose It
What home insurance covers, building versus contents, how to choose the sum insured, common exclusions, and how to make a claim go smoothly after damage.
Saving for Children's Education: A Practical Plan
How to estimate the real cost of children's education, invest by time to the goal, plan for study abroad, combine loans and savings, and keep retirement safe.
Investing in Your 40s: Starting Late Without Panicking
Starting to invest in your 40s? Why it is not too late, what changes compared with starting young, a practical order of steps, and the catch-up mistakes to avoid.
Financial Planning for Couples: One Plan for Two Incomes
Financial planning for couples with two incomes: the one-income test, emergency fund and insurance for two earners, ownership and clubbing, and a shared routine.
Term Insurance: How Much Cover You Need and What to Check
What term insurance does, how to work out how much cover you need, how long the term should be, what to disclose, and the choices that matter when buying.
Should You Prepay Your Home Loan or Invest?
Should you prepay your home loan or invest the surplus? The real comparison, what tilts it each way, what to check first, and why splitting is often sensible.
Nomination for Demat Accounts and Mutual Funds
How nomination works on demat accounts, mutual funds, bank accounts and insurance, why a nominee is not automatically an heir, and when to update it.
What to Do With Your Money When Changing Jobs
PF transfer, the health insurance gap, tax from two employers in one year, unvested stock and the raise. A money checklist for changing jobs in India.
Dabba Trading: What It Is and How to Spot It
How dabba trading works, why it is illegal, why it appeals anyway, and the four checks that prove your orders are actually reaching the stock exchange.
Penny Stocks: Why Cheap Is Not the Same as Undervalued
Why a low share price says nothing about value, how thin trading makes penny stocks easy to move, and the pattern behind most messages recommending them.