Should You Prepay Your Home Loan or Invest?
Should you prepay your home loan or invest the surplus? The real comparison, what tilts it each way, what to check first, and why splitting is often sensible.
TheFinBaba Blog
Guides on Algo Trading, Python & Stock Market
Practical, expert-written guides on algorithmic trading with Python, Demat accounts, F&O strategies, taxation, and everything else Indian traders care about.
All Posts
Stock Market Basics (94)
F&O (91)
Algo Trading (28)
Demat (23)
Mutual Funds (9)
Fees (6)
Basics (5)
How-To (4)
Beginners (3)
SIP (3)
2026 Picks (2)
Open Account (1)
Quick (1)
Review (1)
Zerodha (1)
Intraday (1)
Trading (1)
Students (1)
Kids (1)
NRI (1)
Apps (1)
IPO (1)
Senior Citizens (1)
Women (1)
Retail (1)
Tax (1)
2026 (1)
Comparison (1)
KYC (1)
Selection (1)
Checklist (1)
Strategy (1)
Weekly vs Monthly Options: How to Choose an Expiry
Weekly vs monthly options compared: what you pay for, how decay and sensitivity differ, which suits buyers and sellers, and the practical checks before choosing.
Diagonal Spread: Two Expiries, Two Strikes
How a diagonal spread combines a near and a far expiry at different strikes, a worked example, how it gains and loses, rolling the short leg, and how it compares.
Nomination for Demat Accounts and Mutual Funds
How nomination works on demat accounts, mutual funds, bank accounts and insurance, why a nominee is not automatically an heir, and when to update it.
Credit Spreads: Bull Put and Bear Call Spreads
How a bull put spread and a bear call spread work, a worked example with breakeven and maximum loss, why the win rate is high and the ratio poor, and when to close.
When to Book Profit in Options
Why winning option positions so often turn into losses, and exit rules for bought options, sold options and spreads: profit levels, time exits and trailing rules.
What to Do With Your Money When Changing Jobs
PF transfer, the health insurance gap, tax from two employers in one year, unvested stock and the raise. A money checklist for changing jobs in India.
Revenge Trading: Why One Loss Becomes Several
What revenge trading is, why breakeven is the wrong goal after a loss, why options make it worse, and the rules that stop it before it starts.
Ratio Spread: The Strategy With a Hidden Naked Leg
How a 1x2 ratio spread works, a worked example with breakevens, why being too right can lose money, and how a wing turns it into a defined-risk structure.
Dabba Trading: What It Is and How to Spot It
How dabba trading works, why it is illegal, why it appeals anyway, and the four checks that prove your orders are actually reaching the stock exchange.
Penny Stocks: Why Cheap Is Not the Same as Undervalued
Why a low share price says nothing about value, how thin trading makes penny stocks easy to move, and the pattern behind most messages recommending them.
Butterfly Spread Strategy, Explained
How a butterfly spread is built, a worked example with breakevens, why it earns little until near expiry, and the costs of four legs on a small maximum profit.